FREELANCER & SMALL BUSINESS
Cash Flow Runway Calculator
Estimate how many months your current cash could cover your expected monthly shortfall.
This is a planning estimate based on the numbers entered. Actual cash flow can vary with payment timing, taxes, irregular expenses, and changes in sales. It is not a forecast or a guarantee of future cash availability.
How runway is calculated
Monthly net cash flow is income minus expenses. If expenses are higher than income, the monthly shortfall is divided into available cash to estimate the number of months the cash could cover.
If income is equal to or greater than expenses, the calculator reports that there is no monthly cash shortfall under the assumptions entered.